Crap credit shouldn't mean crap car

Get a wicked ride with Drive & Pay

WICKED RIDES

Take a peek!

GET MORE WITH DRIVE & PAY

GET COVERED

with a 5 year warranty, roadside assistance, safety inspection, vehicle service, professional detail, and registration. Plus, get the chance to win a $500 fuel voucher!

GET A BETTER DEAL

with our partners at MoneyBo. A big lending panel with more than 40 lenders available means more competition, more choice, and the best chance of getting approved. 

GET A SWEET AS CAR

with your own personal car finder and a nationwide network with more than 1000 cars available at any time. Get a fab ride - not just a plain Jane Toyota Corolla!

WHO CAN WE HELP?

Defaults

Defaults and default judgements ok - paid or unpaid

Bankrupt

Discharged bankrupts accepted from day one. Current Part 9s accepted.

Low credit score

Low credit scores and short credit files ok

Centrelink

Centrelink income ok - family tax, single parenting, disability, carers, aged or Veterans pension, New Start combined with work or family tax

New job

Full-time employment accepted from day one - casual employment from 8 weeks

ABN

Self-employed, ABN-holders, sole traders, and companies all accepted - we do consumer and commercial loans.

HOW DOES IT WORK?

Apply

5 mins

Complete online app

Upload bank statements

Upload 2 payslips (if employed)

Upload Centrelink Income Statement (if receiving)

Get pre-approved

24 hrs

Find your dream ride with our personal car finder

Sign everything online

Drive away

Sweet!

Drive now. Pay later

DRIVE & PAY CUSTOMER EXPERIENCE

The weekly repayments provided in all advertisements are estimates only, calculated on an example 22% interest rate across a 40-month loan term. The weekly repayments do not reflect your personal circumstances or any additional fees or charges that might apply. Factors such as (but not limited to) your credit history, current income and expenses, and the type of car purchased can influence the approved interest rate, loan term, and – hence – the weekly repayments. Note that advertised vehicles are examples of recently available stock and due to high turnover we are unable to guarantee that all vehicles will continue to be available. eMotor is not a finance broker and does not provide financial advice or credit facilities. We partner with Money Bro Pty Ltd (CAR 509959) an Authorised Credit Representative of Aus Loans Pty Ltd, authorised credit licence 383999. All applications are subject to the lender’s approval process, including – but not limited to – an assessment of affordability and suitability. If you have any questions or concerns you can call Money Bro on 1800 849 179 or email applications@moneybro.com.au.

Any person who purchases a vehicle through eMotor is automatically entered into the draw to win a $500 fuel voucher. One voucher is given away each month – winner is drawn on the first day of the following month. The winner will be contacted and must claim their voucher within 48 hours of the announcement being made. Competition continues indefinitely on a rolling basis and will be finished at the sole discretion of eMotor. Note that this competition applies only to vehicles purchased through eMotor.