What is Drive & Pay? How to get a cool car and pay it off weekly

May 5, 2018
Posted by: admin

Get that fab new car feeling with Drive & Pay - drive away in a cool car today and pay it off over time. It doesn't get much easier than that!

Not all of us have a stack of cash lying around waiting to be spent on a new ride, so we’ve partnered with MoneyBro to make it easy to get a wicked car and pay it off on a schedule that suits you.

We can also include loads of extras to keep you moving and give you peace of mind that you’ve made the right purchase – extras like a comprehensive warranty and roadside assistance, professional detail, and even a vehicle service.

Read on to find out more about Drive & Pay, what the benefits are, how you can apply, and check out some of our recent Drive & Pay vehicles.

Get a cool car

The best thing about Drive & Pay is that you get a cool car! No plain Jane Corollas here!

With eMotor you get access to a huge nationwide network with more than 1000 cars available at any one time.

We can help most people, even those with credit issues or on Centrelink income. A lot of our Drive & Pay customers have had issues with credit in the past. We don’t think that just because you have crap credit you should have a crap car!

We think that everyone should love their new ride, regardless of their bank account balance.

Our cars are pretty cool, but lots of our customers have a vision for their dream car.

We can make this happen with our own custom workshop and network of suppliers. Go wild with anything from wheels and suspension to body kits and accessories. Often we can include this custom work as part of the finance package.

Check out this cool Dodge Nitro that we put together recently for one lucky Drive & Pay customer.


Get fully covered with all the right goodies

You get masses of value when you purchase a car through Drive & Pay.

Nationwide Warranty

All our vehicles come with a nationwide 1 year mechanical warranty – but if you complete the application for Drive & Pay online, you get access to a huge 5 year warranty!*

The warranty cover varies depending on the vehicle and the approved package, but our most common warranty covers you up to $3000 for major components and up to $1250 for minor components. There is no excess and you can claim as many times as you like over the life of the warranty. You can even claim up to $500 for accomodation and car hire!*

Roadside Assistance

All our vehicles come with nationwide roadside assistance.

If you find yourself in a pickle, you can call these guys out for a flat battery or jumpstart, emergency fuel (hey – it’s happened to the best of us!), flat tyre, and even towing.

They operate Australia-wide, so it doesn’t matter if you’re in the city, the country, or the outback – they’ll come and give you a hand.*

Vehicle Service & Detail

Our vehicles come with a basic oil and water check, but if you complete your Drive & Pay application online we’ll give you access to a discounted vehicle service, including a free professional detail.

Servicing your vehicle is a big part of making sure it stays on the road and running in top condition. You’ll also need to service your vehicle every 6 months or 10,000kms to maintain your warranty.

The service includes:

Change engine oil & filter

Check and top up all fluids – coolant, power steering, brake, transmission, and washer fluids

Check & clean/replace air filters

Check & rectify tyre pressure

Check battery operation

 Diagnostic scan & assessment

Fuel top-up

This service is over and above the safety inspection, which checks that the vehicle is in a roadworthy condition. Plus get that new car feeling with a free professional detail, including wax and polish!

Safety Certificate, Government Charges, and Registration

All vehicles come with a full safety inspection conducted by a qualified inspector. All issues identified in the safety inspection are rectified and then verified by the inspector.

 Wheels & tyres

Steering, suspension, and braking systems

 Seats & seatbelts

Lights & reflectors

 Windscreen & windows, including wipers & washers

 Vehicle structure

 Other safety related items on the body, chassis, and engine

If you’re in Victoria, we also pay your stamp duty and transfer fees and throw in registration! If you’re interstate, these costs can often be included within the finance package if needed.

So, what do I get again?

We know – it’s a lot to take in!

In summary, if you complete the Drive & Pay application online and in full, you get:

  • Free roadside assistance
  • Upgraded to a huge 5 year warranty
  • A discounted vehicle service
  • A free professional detail
  • An independent safety inspection
  • Registration and government charges paid for (in Victoria)

On top of all of that, you get peace of mind buying from a licensed dealer. We can’t sell you a car that is a write-off, stolen, or otherwise dodgy – plus, we have legislative standards that we have to maintain, according to the Motor Car Traders Act and Australian Consumer Law. You don’t get that if you purchase privately!

Want to get into one of our awesome cars?

Apply now!

Answer 3 easy questions to see if you qualify.

If you qualify, the form will take you to the full application. The full app will ask you some super simple questions about your contact details, income, and expenses. Best of all – it only takes 5 minutes to complete a full application for Drive & Pay!

Pro tips to get your dream car sooner:

Answer the 3 qualification questions to see if you’re eligible

Complete the full app online – it only takes 5 minutes!

Upload the requested docs (e.g. bank statements) straight away

Answer your phone! The lending team will call you to let you know if you have been approved

Questions? We’re only a phone call away!

eMotor: (03) 9939 5107

MoneyBro: 1800 849 179

So, what are you waiting for? You could be driving away in a sweet new ride sooner than you thought possible!

Remember, there’s no obligation to proceed if you’re not happy with what’s on offer, so you have nothing to lose.


  • Bradley McLeod

    Please contact me l am a pensioner

    • Hi Bradley, that’s not a problem – we can assist pensioners. Please call (03) 9939 5107 to chat to our team or email your best contact number to sales@e-motor.com.au so that we can contact you. Thanks!

  • Do yours have ve sv6 and wm staman ty

    • Hi! We might have some cars coming into stock that will suit – please give our sales team a call on 0401 328 817 or (03) 9939 5107 to find out more.

  • What type of income from centerlink do you need to apply?

    • Hey Barry,
      Family tax, parenting, disability, and carers benefits are all eligible. We can look at other benefits if they are in combination with work or family tax (e.g. Newstart).

  • Hi my name is Leanne currently needing a car asap I’m on centrlink benefits but needing to get back to work have plenty of shifts available as I’m a nurse but v needing a car to be able to do this as IWork for a nursing agency. Would be great if that was possible. Please contact me as soon as v possible. Thank you Leanne Devgan

  • Do you help people on centrelink payment on new start I’m in a defacto relationship who my partner is on centrelink payments to all so on newstart

    • Hey Faye, unfortunately Newstart needs to be in combination with Family Tax or work income. Sorry!

  • Looking for a 4 cyl hatch or Satan

  • One of those Holden v f ute

  • Interested in drive now pay later thank you

  • HI how much a week for a ve commodore WOOD id cost I’m working and take around $ 1000 per week after tax

  • Would like to apply. Is this in a certain state?

    • Hey Alicia, sorry for the slow reply! But, no it’s not based in a certain state. You can apply regardless of where you live 🙂

  • Hi I’m on disability pension n just started my own business can you help

  • Hi. I only have a credit score of about 340. But i work fulltime in a permanent position amd take home 1800+ per fortnight would i be eligible?

  • Do.you help ppl with poor credit?I work but have poor credit rating.

  • Can I apply if I live in Queensland

  • HI,
    I recently purchased a car with E-Motor Group. Bernie helped me find a car, and get it shipped interstate.
    Bernie has been more than helpful with everything including helping with finance. Love my new Ford!!

    Thanks again E-Motor Group and in particular Bernie!!

  • Do u have any d max or 7 seater with a 3tone tow rate low km casual /Centrelink payments work

  • Hi I work 5 days a week I am casual at this time but have worked 5 days a week sometimes 6 for a 19 month period same job bring in between $1200 to $1600 a week I’m in nsw working for suez waste I want a late mode Commodore wagon v8 with roof racks and tow bar it can be calais, ss or hsv thank you Ashley brady

  • Hi I’m am looking for a 4×4 I am working and getting Centrelink payments I have been working with the company for nearly 1mths hope U can help

    • Hi Michelle, yes we can probably help but would need some more info to know for sure. Pop through an application and the finance team can take a look and let you know 🙂

  • Cassandra Ballantyne

    Where abouts are you guys located

  • Could you please tell me of this is available to me I am In Perth! Cheers

    • It certainly is 🙂 Often shipping can be included in the finance too!

      • I need a car to help get to work I only recently started my job but also receive Centrelink payments is there any chance I would get approved ?

  • I am glad to be one of many visitors on this great site (:, regards for putting up.

  • I’m on Centrelink carer’s pension and desperate for car .. the drive and pay scheme seems perfect for me but what a realistic chances of approval please?

    • Our team gets lots of Centrelink applicants approved! Best thing to do is pop through an app so you can speak directly to our team 🙂

  • I need a car to help get to work I only recently started my job but also receive Centrelink payments is there any chance I would get approved ?

  • Am after a vf hsv u able to help me out

  • Interesting post made here. One thing I would really like to say is that most professional fields consider the Bachelor Degree as the entry level standard for an online course. Even though Associate Certification are a great way to start out, completing a person’s Bachelors uncovers many opportunities to various careers, there are numerous internet Bachelor Diploma Programs available coming from institutions like The University of Phoenix, Intercontinental University Online and Kaplan. Another thing is that many brick and mortar institutions make available Online editions of their diplomas but typically for a drastically higher price than the institutions that specialize in online diploma programs.

Leave a Reply

Some of the nitty gritty

*All warranties are purchased from an independent warranty company, Integrity Care Car Pty Ltd (ABN 58 056 621 893). A mechanical warranty is designed to provide assistance with the cost of repair or replacement of certain components and parts of a vehicle due to mechanical breakdown. The warranty is limited to specific components and parts and also has associated terms and conditions that will be outlined to you should you purchase a vehicle through eMotor Group Pty Ltd. The 3 Star Roadside Assistance is also administered through an independent external company and has associated terms and conditions that will be outlined to you should you purchase a vehicle through eMotor Group Pty Ltd.
**The weekly repayments provided in all advertisements are estimates only, calculated on an example 22% interest rate across a 40-month loan term. The weekly repayments do not reflect your personal circumstances or any additional fees or charges that might apply. Factors such as (but not limited to) your credit history, current income and expenses, and the type of car purchased can influence the approved interest rate, loan term, and – hence – the weekly repayments. Note that advertised vehicles are examples of recently available stock and due to high turnover we are unable to guarantee that all vehicles will continue to be available. eMotor is not a finance broker and does not provide financial advice or credit facilities. We partner with Money Bro Pty Ltd (CAR 509959) an Authorised Credit Representative of Aus Loans Pty Ltd, authorised credit licence 383999. All applications are subject to the lender’s approval process, including – but not limited to – an assessment of affordability and suitability. If you have any questions or concerns you can call Money Bro on 1800 849 179 or email applications@moneybro.com.au.